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Finance May 18, 3:28 pm

Our response to the Treasury’s policy statement on Consumer Credit Act reform

The Treasury has published its policy statement today on reform of the Consumer Credit Act 1974 (CCA). Reform of the CCA is an important step towards a more flexible regime that supports effective co…

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The useful update

  • The Treasury has published its policy statement today on reform of the Consumer Credit Act 1974 (CCA)
  • Reform of the CCA is an important step towards a more flexible regime that supports effective co…
Why it matters

The stakes

  • Any proposals would be supported by evidence, including a cost benefit analysis and stakeholder feedback.We will continue to work closely with the Treasury, Government, Parliament, consumer bodies and other stakeholders as the reform programme develops
  • We intend to consult on the key elements of the consumer credit framework previously set out in legislation, where we have the powers to do so, considering the whole consumer credit process
What to watch next

The next check

  • If the story affects a decision, open the original FCA report and the relevant official page before relying on local prices or timing

Where this came from

  1. 01
    Original report Our response to the Treasury’s policy statement on Consumer Credit Act reform

    Publisher: FCA · Published May 18, 3:28 pm · fca.org.uk

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The short version

The Treasury has published its policy statement today on reform of the Consumer Credit Act 1974 (CCA). Reform of the CCA is an important step towards a more flexible regime that supports effective co…

We intend to consult on the key elements of the consumer credit framework previously set out in legislation, where we have the powers to do so, considering the whole consumer credit process

What happened

  • The Treasury has published its policy statement today on reform of the Consumer Credit Act 1974 (CCA)
  • Reform of the CCA is an important step towards a more flexible regime that supports effective co…
  • Our response to the Treasury’s policy statement on Consumer Credit Act reform
  • Reform of the CCA is an important step towards a more flexible regime that supports effective competition and innovation, while maintaining appropriate consumer protection both now and in the future

Why this matters

  • Any proposals would be supported by evidence, including a cost benefit analysis and stakeholder feedback.We will continue to work closely with the Treasury, Government, Parliament, consumer bodies and other stakeholders as the reform programme develops
  • We intend to consult on the key elements of the consumer credit framework previously set out in legislation, where we have the powers to do so, considering the whole consumer credit process
  • The practical value is the source trail: FCA is the place to check before acting on prices, dates, availability, or local implications

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Our response to the Treasury’s policy statement on Consumer Credit Act reform
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